Posts Tagged: bad credit

Credit Tips — No Comments
16
Jun 09

What Credit Means to You: From a Student to a Grown-Up

student credit card,good credit,bad credit,student credit,credit

It is always talked about how important good credit is for everyone. You would be amazed how critical good credit is to you when looking at your life. To properly illustrate this, a trip will be taken down your potential life to see where credit can help you or trip you up.

When you graduate from college, you want to move to a new city and live on your own. If you have no credit whatsoever, you must have a co-signer who is willing to co-sign so that you can get a new apartment. If you have bad credit, this may result in being denied on getting the apartment you want to you may have to settle for an apartment in a less desirable part of town.
Continue reading →

Credit Report / Credit Score — No Comments
30
May 09

How to Get a Copy of My Credit Report

credit-report

A lot of people ask us, ‘How to get a copy of my credit report?‘ There are many things in life these days that require having a good credit score, including applying for a loan, renting an apartment, applying for credit cards and even certain jobs. If you are thinking of taking out a mortgage you should definitely check your credit score before you start looking at real estate even if you never had any debts in your life. You may find some surprising things on it.

A credit report contains a person’s credit score or rating and all of their credit history. It shows whether a person has missed payments on a credit card or loan, whether payment of certain bills was made on time, and any outstanding debts such as unpaid court judgments and tax liens. Of course bankruptcy also shows up too.
Continue reading →

Credit Tips — No Comments
2
May 09

Credit Tips

If you are like many people, you either have bad credit or had bad credit at some point in your lifetime. The sad fact is most people are not educated about credit and their rights. America is filled with misconceptions, due to spin of the facts from both sides of the aisle. In reality, consumers become the prey from both credit repair companies and credit reporting agencies like Equifax, Experian and Trans Union.

In this article, I am going to talk about some quick and simple facts that might help you maintain a better credit identity. With each passing day, credit factors more and more into our lives. Having at least decent credit is no longer something to have if you want a credit card, it can now cost you a job if your credit is poor.
Continue reading →